Living with family in Dubai? Cover yourself with mandatory health insurance.
It is said that the cost of living in the United Arab Emirates can be higher when compared with other countries in the world. The high standard of living in Dubai will pose challenges, especially if you are living there with your family. When you live, there are many financial obligations and responsibilities that come along with having a family. One of the important things is making sure that everyone has health insurance in Dubai. For yourself and your family, health insurance coverage is mandatory if you plan to live in the UAE. Health insurance is mandatory before the issuance of a residency permit in Dubai.
Now let us see some important key points regarding health insurance and why it is so imperative for all residents to have one.
What is health insurance?
Health insurance coverage offers coverage for medical treatment and healthcare costs that are incurred due to illness or sickness. Health insurance will cover hospital bills if you get sick or injured. This will also cover your pregnancy, pre- and post-natal care, and other health issues. There are a few reasons why insurance is so important:
- Health insurance helps you save money on hospital expenses.
- This covers periodic health checkups and outpatient consultations.
- Health insurance protects you and your family from certain terminal illnesses.
Why Is Insurance So Important?
The past pandemic years have proven that safeguarding your and your family’s health is very important. As the cost of living is soaring in Dubai, it is imperative that all residents have health coverage. Health issues can crop up anytime, and you won’t have time to run after money at that time. A person who does not have health insurance will be responsible for all medical expenses, including hospital care, surgeries, and expensive medications.
How do I get insurance in Dubai?
It is critical that you understand the various types of health insurance in Dubai. Contact Amer Centre, and we will help you get the best health insurance coverage. It is always better to apply for insurance while you are applying for a visa in Dubai.
Types of Health Insurance in Dubai
You can find many health insurance plans in Dubai. It is very important to know the types of plans available to find the most suitable one for you.
Individual health insurance
This is for individuals, and this coverage is usually provided for one person for a specific period of time. Individual health insurance is the cheapest and most commonly used by expatriates.
Family Health Insurance
This plan covers multiple family members at the same time, but the total cost is higher than the individual policy. Dubai has a mandatory health insurance requirement, so finding out more about how your family’s health insurance plan works is highly important. You can speak with your insurer or insurance broker for more information. These types of plans can also be customised, which is why it is important to consult with Amer Centre when you buy health insurance.
Health Insurance for Expatriates
This is for foreign workers travelling to Dubai for work. It covers comprehensive treatments, giving expatriates access to medical help whenever they need it.
Dependents’ Health Insurance
In light of the requirement that everyone has at least a basic health insurance plan, you have a number of options for protecting your dependents. Your dependents could include anyone from children to your parents to even your housekeeper.
Employee Health Insurance
Health insurance in Dubai is a mandatory requirement for employees in Dubai as per the medical insurance law. Basic employee health insurance plans usually cover inpatient and outpatient treatment, emergencies, surgeries, medical tests, medication, and maternity care.
As an expatriate or resident in Dubai, you must have health insurance coverage. There are many options available when it comes to health insurance in the UAE, and it is vital to make sure you get the right policy.
Amer centres at Al Quoz Mall provide health insurance in Dubai for those who are planning to visit or reside in the United Arab Emirates. We offer a wide range of services, including new visas in Dubai, visa application processing, certificate attestation in Dubai, visa extension, and visa cancellation, among others. Amer Centres aim to provide hassle-free and efficient health insurance for people while ensuring the highest level of security.